List of Top Credit Cards

Many people have many different needs to why they have a credit card. There are different changes in life that occur, in which a credit card may soothe a small financial problem. Regardless to the reason, there are multiple uses for a credit card for any type of situation. Sometimes while applying for a credit …

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Canceling Credit Cards: How Is Your Credit Score Affected?

Some people that find themselves working with credit counselors, advisors and money gurus will sometimes get the feeling that the only answer they arrive at for solving their debt issues is canceling credit cards. This is a very misguided belief that can bring about the creation of new, worse habits when dealing with money and …

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WARNING: Stop Using Your Credit Card

Spending money is easy, but spending money can be done even easier when all is required is swiping your credit card. When you use a credit card, you do not see the actual money disappearing from your pockets, wallets, and purses. It is also possible to even spend without the realization that whatever you charge …

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College Students and the Weight of Credit Card Rates

The beginning of the academic year always brings the deluge of credit card offers to college campuses. At one time in recent history, card lenders took advantage of our nation’s college-bound youth, issuing cards to young adults enthusiastically. In 2009, legislation was passed that many of those lender tactics illegal. But even with those changes, …

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The Credit Card Act

When the economy went into a recession in 2008 the Federal Government took an initiative to try to protect consumers. The increase amount of house foreclosures has dropped and the economy is slowly recovering the American people are still in debt. A single person on an average is $3,200 in debt while a household average …

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The Nightmare of High Medical Bills

Although most people do not plan for it, many people will find themselves faced with a trip to the E.R. or might receive negative news from their personal doctor which could end up costing thousands of dollars in high medical bills. Even if one owns medical insurance, health problems could still result in catastrophic debt. …

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Credit Cards or Debit Cards: What Is the Safer Choice?

If you are not updated on the news, let me speed you up a little bit. It was announced a few weeks before that Target’s databases have been violated by some hackers. Now, what does it mean? Well, this implies that any person who shopped from Target from their credit cards or debit cards between …

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