List of Top Credit Cards

Many people have many different needs to why they have a credit card. There are different changes in life that occur, in which a credit card may soothe a small financial problem. Regardless to the reason, there are multiple uses for a credit card for any type of situation. Sometimes while applying for a credit …

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Canceling Credit Cards: How Is Your Credit Score Affected?

Some people that find themselves working with credit counselors, advisors and money gurus will sometimes get the feeling that the only answer they arrive at for solving their debt issues is canceling credit cards. This is a very misguided belief that can bring about the creation of new, worse habits when dealing with money and …

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WARNING: Stop Using Your Credit Card

Spending money is easy, but spending money can be done even easier when all is required is swiping your credit card. When you use a credit card, you do not see the actual money disappearing from your pockets, wallets, and purses. It is also possible to even spend without the realization that whatever you charge …

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The Strategy of Using Business Credit Cards

When running a business, a business owner may find it more beneficial to use one or many business credit cards to make purchases for the business. This tactic makes it easier to keep up with the cash that is being spent on the expenses of the business. It also helps in building credit for the …

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The Minimum Payment Credit Card Debt Trap

Credit cards are the one thing that face many financial problems repeatedly, yet still keep going. Owners of credit cards leave a curse on their credit card due to the financial stress they go through with them. However, no problem comes without solution, which is why it is time you get to know your credit …

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The Credit Card Act

When the economy went into a recession in 2008 the Federal Government took an initiative to try to protect consumers. The increase amount of house foreclosures has dropped and the economy is slowly recovering the American people are still in debt. A single person on an average is $3,200 in debt while a household average …

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Credit Cards or Debit Cards: What Is the Safer Choice?

If you are not updated on the news, let me speed you up a little bit. It was announced a few weeks before that Target’s databases have been violated by some hackers. Now, what does it mean? Well, this implies that any person who shopped from Target from their credit cards or debit cards between …

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How to Boost Your Credit Score

Whenever a person looks into their credit score, they may not find it as high as you might want it. Many people are always wondering how a person can boost your credit score. A credit report can help you see exactly what is going on with your credit. However, there are only a few things …

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Safety Precautions While Traveling With Your Credit Card

When the summer is here and most of you are preparing your trips to hills, beach or museum. You won’t ever want to worry about your credit card at this point! At one point or the other, every one of you struggles with credit card security especially while traveling abroad. Good news for you is …

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